An estimate for a UN post at Ludhiana, India — for internationally recruited staff (Professional P / D, in US dollars) or locally recruited staff (General Service / National Officer, local scale).
* Health insurance is indicative only — real premiums vary by organization, plan (medical and dental are billed separately) and coverage option. The ~2.5% shown is a placeholder, not a quote.
Indicative estimate — excludes rental subsidy, education grant and settling-in. Professional (P/D) pay is in US dollars; GS/NO on the local scale in local currency. For information only — not official advice.
On top of net base salary, ICSC common-system entitlements adjust pay for cost of living and the difficulty of the posting. Not every allowance applies to every posting or every staff category — each is tagged below. Amounts are 2025 rates in US dollars.
A is the mildest hardship tier: broadly comfortable conditions with good services.
Category A carries no hardship allowance.
How hardship & mobility work Is this the right posting for you? Family & relocation readPost adjustment is a cost-of-living multiplier added to net base salary so purchasing power is comparable across duty stations. It is set city by city, not country-wide. New York (HQ) is 76%.
Ludhiana is not a designated danger-pay duty station. Danger pay is granted only where staff face serious danger such as armed conflict.
About danger payLudhiana is a family duty station — eligible dependants may accompany staff, so no non-family allowance applies.
About non-family duty stationsThis duty station is not typically R&R-designated. Rest & Recuperation applies to the more difficult hardship and security postings.
About Rest & RecuperationLudhiana is a hardship duty station (category A), so internationally recruited staff do earn a mobility incentive here — from their second assignment onward, once they have five years' continuous UN service. The annual amount depends on your grade and how many duty stations you've served (it's the same at any hardship location; only category H stations are excluded).
Open the full salary scale, allowances and estimated take-home for a specific grade at this duty station.
The Bank is not on the UN common system: there is no post adjustment, each country office is set against its own local market, and figures are quoted net of tax — so they do not compare like for like with the UN figures above. Annual, in local currency.
| Grade | Minimum | Midpoint | Maximum |
|---|---|---|---|
| GA | INR 742,000 | 1,059,000 | 1,378,000 |
| GB | INR 985,000 | 1,407,000 | 1,830,000 |
| GC | INR 1,344,000 | 1,921,000 | 2,496,000 |
| GD | INR 1,855,000 | 2,651,000 | 3,447,000 |
| GE | INR 2,833,000 | 4,047,000 | 5,261,000 |
| GF | INR 4,922,000 | 7,032,000 | 9,142,000 |
| GG | INR 8,707,000 | 12,437,000 | 16,167,000 |
| GH | INR 13,407,000 | 19,152,000 | 24,897,000 |
Based on the World Bank Group's FY27 salary structure (7 July 2026), shown here for ease of reference. Figures are reviewed annually and can change without notice — the official World Bank Group salary scales should always be consulted and prevail over anything shown here. What the GA–GK grades mean →