Locally recruited National Officer (NO), paid on the local scale in GHS — no post adjustment or hardship allowance. Internationally recruited? See the P/D estimate.
Net base salary range, before pension and insurance deductions.
Published National Officer scale for Accra (effective 1 Sep 2025). Per year, in GHS.
| Step | Gross | Net | Staff assessment | Est. take-home |
|---|---|---|---|---|
| Step 1 | GHS 610,164 | GHS 473,161 | GHS 137,003 | GHS 419,095 |
| Step 2 | GHS 638,582 | GHS 494,191 | GHS 144,391 | GHS 437,670 |
| Step 3 | GHS 667,496 | GHS 515,221 | GHS 152,275 | GHS 456,191 |
| Step 4 | GHS 696,704 | GHS 536,251 | GHS 160,453 | GHS 474,688 |
| Step 5 | GHS 725,913 | GHS 557,281 | GHS 168,632 | GHS 493,185 |
| Step 6 | GHS 755,121 | GHS 578,311 | GHS 176,810 | GHS 511,682 |
| Step 7 | GHS 784,329 | GHS 599,341 | GHS 184,988 | GHS 530,179 |
| Step 8 | GHS 813,538 | GHS 620,371 | GHS 193,167 | GHS 548,676 |
| Step 9 | GHS 842,746 | GHS 641,401 | GHS 201,345 | GHS 567,174 |
| Step 10 | GHS 872,044 | GHS 662,431 | GHS 209,613 | GHS 585,671 |
| Step 11 | GHS 901,663 | GHS 683,461 | GHS 218,202 | GHS 604,168 |
Est. take-home deducts a 7.9% UNJSPF pension and an indicative 2.5% medical premium. Indicative — the estimator below computes single/dependency rates and your exact deductions.
An estimate for a UN post at Accra, Ghana — for internationally recruited staff (Professional P / D, in US dollars) or locally recruited staff (General Service / National Officer, local scale).
* Health insurance is indicative only — real premiums vary by organization, plan (medical and dental are billed separately) and coverage option. The ~2.5% shown is a placeholder, not a quote.
Indicative estimate — excludes rental subsidy, education grant and settling-in. Professional (P/D) pay is in US dollars; GS/NO on the local scale in local currency. For information only — not official advice.
Same duty station, different grade — see the full scale for each.
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A National Officer NO-C at the UN in Accra, Ghana earns a net base salary from about GHS 473,161 (step 1) to GHS 683,461 (top step) per year, per the local salary scale effective 1 Sep 2025. Gross salary is higher; staff assessment and pension are deducted.
Take-home starts from the NO-C net salary, minus a 7.9% UNJSPF pension contribution and staff medical insurance, plus danger pay where the duty station is designated. Post adjustment and hardship allowances do not apply to locally recruited GS/NO staff.
Everyday prices in Ghana are roughly 38% of United States levels (World Bank price level index, US = 100). For internationally recruited (P/D) staff, our Real UN Purchasing Power estimate for Accra is 115/100 (New York = 100) — net pay (base + post adjustment) stretches about 15% further here than in New York.
See the Real UN Purchasing Power — Accra